angel donate

Hot

Post Top Ad

Post Top Ad

Why New Car Prices Are So High

August 17, 2019

Why New Car Prices Are So High 


New vehicle deals truly battled during the retreat. Numerous individuals couldn't stand to purchase another vehicle and others basically couldn't meet all the requirements for the advance. Since the economy is starting to recoup, you would imagine that vehicle producer would keep their costs steady as a motivator to build deals. That isn't what's going on. The normal cost of another vehicle is up nearly 7% over a year ago and has hit a record-breaking high of $30,748. There are numerous purposes behind taking off the cost of new vehicles. 

In earlier years, vehicle creators delivered a lot of autos. Toward the finish of the model year, they regularly wound up with abundance stock at the vendors. So as to move that stock, they would decrease the cost of the vehicles by offering the purchaser money back or different motivations. Vehicle producers are never again offering those motivations. They don't have overabundance stock since they are presently creating numerous fewer autos. 
Why New Car Prices Are So High
Why New Car Prices Are So High 

The present ascent in gas costs has significantly expanded the interest for little autos, subcompacts, half breeds, little SUVs and light trucks. In spite of the fact that individuals are searching for eco-friendliness, they are not willing to surrender the highlights they had in their bigger vehicles, for example, in-vehicle simulation frameworks. These additional items add enormously to the expense of the vehicle. 

During the subsidence, it was hard to meet all the requirements for a vehicle advance. That is not true anymore as considerably more credit as low financing cost advances are accessible. The financing cost on another vehicle credit is substantially less than that of a trade-in vehicle advance. That combined with the high cost of trade-in vehicles is making numerous purchasers float towards acquiring another vehicle rather than a utilized one. Most purchasers are hoping to keep the vehicle for a long time. That is any longer than before. Because of this, they are eager to binge spend on expensive additional items and choices for their new vehicle. The interest in eco-friendliness with extravagance will keep the expense of another vehicle high for a long time to come. 

Alongside the choice to buy another vehicle there is the choice of how to manage the more established vehicle. Albeit utilized vehicle costs are high, they are high for late model, low mileage, eco-friendly vehicles. There isn't a lot of interest either from vehicle sellers or people for every single other vehicle. 

That fundamentally leaves just two choices for managing the more established vehicle. Those choices are to give your vehicle to philanthropy or garbage the vehicle. The normal sum gotten by throwing out a vehicle is about $200. Vehicle gift brings about a duty derivation that is, in any event, $500. As a rule, it is a lot higher. An individual will get even more advantage when they give a vehicle as opposed to throwing out it. The philanthropy will utilize the returns from the vehicle gift to help those out of luck. That helps our economy. Vehicle gift is an amazing method for showing proactive kindness.
Read More

Try not to Keep Your Heap!

August 16, 2019

Try not to Keep Your Heap! 


The economy is at long last giving a few indications of recuperation despite the fact that the expense of gas props up. Numerous individuals who clutched their vehicle during the retreat are presently hoping to supplant it with a more eco-friendly one. 

On the off chance that you are one of those individuals, you need to make sense of how to manage your trade-in vehicle. You have fundamentally four options for managing it. One is to exchange it towards your next vehicle. In the event that your vehicle gets lousy gas mileage, has high mileage, is over 5 years of age or isn't in great condition, the business won't offer you much for it as an exchange. The reason is on the grounds that they will experience considerable difficulties selling it since there is no interest in those sorts of vehicles. In the event that the vehicle seller offers you a conventional exchange sum, you won't get much off the sticker cost of the new vehicle. 
Try not to Keep Your Heap!
Try not to Keep Your Heap! 

Another alternative is to sell your present vehicle secretly. On the off chance that the vehicle vendor does not need it, the open most likely won't need it either. The main offers you are probably going to kick it into high gear are low ball ones. There are numerous worries related to selling a vehicle secretly. You have the bother and conceivable peril of having outsiders going to your home to take a gander at the vehicle. There is the worry about permitting an individual you don't know to take your vehicle for a test drive. In the event that you do discover a purchaser, you have a definitive concern. That is ensuring they move the title out of your name and into theirs. On the off chance that they don't move the title and get traffic or leaving tickets or have a mishap bringing about somebody being harmed, the experts will come after you suppose it is as yet your vehicle. 

A third alternative is to offer your present vehicle to a garbage yard. In the event that they need to send a tow truck to get your vehicle, you won't get a lot of cash for it. On the off chance that you can drive it to them, you may get a couple of hundred dollars. The sum you will get for it at the garbage yard is dependent on the interest for scrap metal in your general vicinity and the heaviness of the vehicle. 

The fourth and maybe the best choice is to give your vehicle to philanthropy. Most vehicle gift philanthropies will take your old vehicle, regardless of what shape it is in or how old it is. They will have your vehicle gotten at no charge to you and they will likewise ensure that the title is appropriately moved out of your name. As an end-result of your vehicle gift, you will get an expense conclusion of $500 or more. 

When you give the vehicle to philanthropy, you don't need to deal over the cost for it with a vehicle vendor or person. It is a lot more secure than selling it secretly and your advantage isn't dictated by the fluctuating piece metal market.
Read More

Would it be advisable for you to Scrap or Donate Your Car?

August 16, 2019
Would it be advisable for you to Scrap or Donate Your Car? 

 What's more, numerous individuals have deferred the standard upkeep on their vehicle since they essentially don't have the cash or don't know about the notice indications of inconvenience. Autos that don't have legitimate support frequently create significant issues that require pricey fixes. Regularly those fixes cost more than the vehicle is value. 


So what do you do with your vehicle when that is the situation? You have four options; sell it, part it out, piece it or give your vehicle. Selling a vehicle with a major issue is extremely troublesome. The vast majority just need to buy a vehicle they can drive without making any costly fixes. Any individual who is keen on getting it is probably going to offer you almost no cash for it. Selling a vehicle is additionally very tedious, awkward, hazardous and baffling. 

Another decision is to auction the parts of your vehicle yourself. To do that, you need to be educated about vehicle parts, their worth and how to expel them. Every one of the liquids should be depleted from the vehicle and appropriately reused. Since you won't most likely sell the imperfect parts you should choose how to discard them alongside the parts that don't sell. Numerous regions have laws against individuals having unlicensed vehicles on their property. In the event that your locale makes them part, out your vehicle isn't a possibility for managing your trade-in vehicle. 
Would it be advisable for you to Scrap or Donate Your Car?
Would it be advisable for you to Scrap or Donate Your Car? 

A third decision is to scrap your vehicle. That implies offering it to a garbage yard that will sell the beneficial parts and pulverize the rest and sell the piece metal. The measure of cash you will get at a piece yard relies upon the cost of scrap metal in your general vicinity, the heaviness of your vehicle and whether you can drive the vehicle to the yard. The cost of scrap metal shifts all through the nation. By and large, it is somewhere in the range of $100 and $200 per ton, making the rescue sum for the normal vehicle somewhere in the range of $250 and $400. You will possibly get a large portion of that sum if the piece yard has them send a tow truck to lift it up 

Your forward choice is to give your vehicle to philanthropy. Rather than money, you will get an extremely decent expense reasoning. Most philanthropies will acknowledge a vehicle that does not run or has serious issues. They will likewise pick up your vehicle gift for nothing. The philanthropy will sell your vehicle for the most cash conceivable, regardless of whether that is to a trade-in vehicle vendor or a piece yard. Since foundations can give the two places a higher volume of vehicles, they get a more expensive rate for a vehicle than a private individual can. That cash is utilized by the philanthropy to help with their motivation. 

Out of the considerable number of decisions for disposing of a trade-in vehicle with major issues, selling it secretly and selling the parts from it are not functional. Offering it to a piece yard will get you a modest quantity of cash. You will get an assessment conclusion for more than that and help bolster a decent motivation on the off chance that you give your vehicle to philanthropy. That makes vehicle gift the best of the considerable number of decisions.
Read More

How Car Donation Is Effective for Kids

August 16, 2019

How Car Donation Is Effective for Kids 


There has been an expansion in the number of vehicle gifts throughout the years. This is the aftereffect of individuals' acknowledgment that it is their entitlement to help the oppressed offspring of various pieces of the world with the goal that they can carry on with an actual existence of fulfillment and satisfaction. 

The gift of a vehicle can be effectively done to any beneficent association in the city. Individuals can likewise give their vehicle online through the mechanism of the web, where they can sign into the site of such philanthropies and fill in the required structure for the philanthropy. The online medium is of extraordinary assistance and is generally utilized by the majority of the individuals over the globe. 
How Car Donation Is Effective for Kids
How Car Donation Is Effective for Kids 


How Car Donation Is Effective 


Individuals who have enough cash ought to be the first to choose to give my vehicle to philanthropy. There are a few purposes for this. First is that when they have an old vehicle, they generally need to supplant it with another one. The greater part of the more extravagant areas of the general public is in the propensity for supplanting their vehicles in simply an issue of months. Presently the vehicle which they trade for the enhanced one is either given to scrap or they give their vehicle to somebody who probably won't be in more need than the poor children. Henceforth, this ought to be dodged and rather they ought to give their vehicle to foundations which work for the improvement of the life of the poor children over the globe. 

How Car Donation Is Helpful 

There are a lot of focuses which recommends how vehicle gift is of incredible assistance for the poor children 

The vehicle which one gives is first sold by the associations, on the off chance that it isn't in a condition to be driven appropriately. 

The cash that is in this manner produced is then utilized for some, reasons like for the instruction of the youngsters, their medications, their garments, and numerous different purposes. 

In the event that the vehicle which one has given is in a decent condition, at that point it is utilized as a vehicle for the philanthropies. 

The majority of the oppressed offspring of the world, for the most part, experience the ill effects of either illness. Subsequently, there are consistently odds of medicinal crises out of the blue. Consequently, in such cases, a great vehicle is critical so the patient can be taken to the clinic in time. 

Significant Suggestions 


Generally, it is seen that individuals are as a general rule confounded concerning How to give vehicle. They are not ready to make sense of the precise mode of the gift. Despite the fact that the medium online gift is productive, yet it additionally requires a lot of watchfulness as a result of the nearness of different misrepresentation organizations on the web. Individuals should make it a point to appropriately research the association in detail before giving it to his vehicle. 

Consequently, the gift of the vehicle is of outrageous significance and ought to be finished by each capable individual of the general public.
Read More

instructions to Get a Good Deal on A New Car

August 11, 2019

instructions to Get a Good Deal on A New Car 


Step by step instructions to Get a Good Deal on A New Car 

Purchasing another vehicle is an extremely intricate methodology. It includes a great deal of research and arrangement. To begin with, the purchaser needs to decide the kind of vehicle that their circumstance. For those with a family, a van or SUV might be fitting. For those living in a region that gets a great deal of snow in the winter, a game utility vehicle, a four-wheel-drive or an all-wheel-drive might be the best vehicle for them. 
the best deal on a new car
the best deal on a new car


the best deal on a new car


Sites like purchaser reports will give a general thought of what the price tag of the vehicle ought to be. They will give the purchaser a time when to begin exchanges from. They will give definite surveys of the positives and negatives of the vehicle. 

The other thought is the spending limit. By the buy of a house, a vehicle is the biggest venture an individual is probably going to make in their lifetime. Despite the fact that fund rates are at an unequaled low right now, the purchaser still must probably manage the cost of the regularly scheduled installments. 


good price on a new car


It is in every case better to organize financing for the vehicle early. Enabling the vendor to back the vehicle will ordinarily cost more cash. The vendor will likewise energize the buy of a maintenance agreement on the vehicle. This is quite often an advantage for the vendor instead of the purchaser. 


good deals on new cars 2018



It is suggested that the purchaser set aside the effort to investigate the vehicle from hood to trunk. Each driver is unique, in their individual preferences as well as in their body styles, tallness, and so on. It is significant that the seats be agreeable, the controls helpful, the driver has the option to see appropriately through the windshield, side windows, and back window. 

A few purchasers may wish to buy a specific model vehicle with specific additional items, purchasers accept they are restricted to whatever is on the seller's parcel. That isn't valid. The vehicle vendor can get the model vehicle with any ideal additional items and in whatever shading the purchaser needs. They get them from close-by vehicle vendors. 

Despite the fact that exchanging a more seasoned vehicle is simple, it is typically not the best activity monetarily. When arranging a price tag for a vehicle, the purchaser ought to know about the vendor motivators that are accessible as well as the holdback on the vehicle. The holdback is a concealed refund that is paid straightforwardly to the vendor by the producer for that specific vehicle. 


good deals on new cars 2019



Before the last deal papers are marked, it is significant that the purchaser perused them completely. Things to check incorporate any additional protection that the purchaser does not need just like the sum the vendor is charging to set up the vehicle. In the event that that sum is over the top, the agreement should be re-composed. 

When every one of the subtleties is concluded, the purchaser should figure out how to manage the old vehicle. Selling the vehicle secretly accompanies a few dangers, especially if the purchaser isn't content with it after the deal or in the event that they don't move the title into their name. A lot simpler option is to give the vehicle to philanthropy. The philanthropy sells the vehicle, deals with moving the title and uses the returns to finance their main goal. In return, the contributor gets an expense finding.
Read More

Give the IRS Deductible Car Donation

August 11, 2019

Give the IRS  Deductible Car Donation 



Give the IRS A chance to give You a Generous Present With a Tax Deductible Car Donation 

Giving your vehicle to your preferred philanthropy gives you a chance to help the magnanimous reason that you truly put stock in supporting. It is anyway the vehicle gift charge reasoning that you get from that decent duty man at the IRS that prizes you the most in your gift. As your gift will presumably be the biggest that you ever provide for philanthropy, for you to get your vehicle gift tax reduction it is indispensable that you pursue every one of the principles of the gift procedure. Despite the fact that not confounded, you have to guarantee the right desk work for your vehicle gift charge conclusion to stick on government form day. 

Give the IRS A chance to give You a Generous Present


Vehicle gift charge derivation - methodology to pursue and desk work required for an effective gift 

With regards to giving a vehicle for assessment finding, above all else, you have to watch that the philanthropy you are thinking about is one that is IRS-endorsed and recorded as a 501(c)(3) non-benefit association. You will discover a rundown of qualified philanthropies on the IRS site under distribution 78. In the event that the magnanimous association that you wish to give a vehicle to isn't recorded then you would be not able to case a vehicle gift charge conclusion and you ought to most likely consider another philanthropy for your tax cut. 

At the point when to utilize vehicle equitable incentive for your vehicle gift charge conclusion 


You can utilize the honest estimation of your vehicle in two situations: 

On the off chance that you realize that your vehicle will have a worth when sold of under $500, or 

On the off chance that the philanthropy recipient of your gift utilizes the vehicle in their everyday altruistic business, as opposed to selling at closeout, at that point you can utilize the honest incentive in this circumstance also. On the off chance that your philanthropy takes this choice, because of assessment decides that came into power quite a while prior, the philanthropy concerned should give you an affirmation inside thirty days of your gift expressing the autos proposed business use. This equivalent assessment law likewise makes it fundamental for the philanthropy to give you a receipt of the returns inside 30 days of the deal at the closeout of your vehicle. You can locate the present tax reduction rules with the IRS Donors Guide to Car Donations distribution under IRS Publication 4303 on the IRS site. 
On the off chance that you are in the situation of utilizing the honest estimation of your vehicle for your expense form, at that point your most effortless alternative is to discover your vehicle esteem with one of the many confided in sources online like Kelley Blue Book. 

a Tax Deductible Car Donation 


On the off chance that you are not in a situation to give a vehicle to philanthropy at that point remember similar tax reductions apply to the gift of different vehicles also. RVs, trailers, trucks, pontoons, snowmobiles and fly skis, in addition to motorbikes frequently have similar tax breaks as an expense deductible vehicle gift. In any case, for these vehicles it is essential to check for any expense decides that apply explicitly to these different methods of vehicle. Your bookkeeper ought to be counseled if in any uncertainty of the legitimacy of your vehicles charge deductible status before you list the vehicle as an ordered assessment form thing. 

On the off chance that you essentially remember these standards when you give your vehicle, at that point, your vehicle gift charge derivation will be guaranteed and you will have had a major effect to your beneficent association. All the more critically you will have the fulfillment of realizing you have helped somebody out of luck and simultaneously be compensated with an expensive present from the IRS.
Read More

How The Heat Affects Your Car

August 11, 2019

How The Heat Affects Your Car



Cities all over the country are setting temperature records during the present heatwave. The extreme heat does not just affect you; it affects the engine and cooling system of your car. This is especially true if you take your car on long trips. If your car overheats, it can cause serious damage to the engine. Fortunately, there are some ways to prevent this.


Open the windows in your car when you first get in it before you put the air conditioning on. This will get some of the hot air out and ease the strain on your car's engine and air conditioner. Check the level of fluid in the overflow or reservoir tank of the radiator and fill if needed. You should use a 50/50 mixture of water to coolant.

How The Heat Affects Your Car
How The Heat Affects Your Car

 Look for leaks around the radiator, water pump, etc. and replace any hoses that show signs of cracks, fraying or rot. You should also rinse the condenser for the air conditioner with a gentle spray of water to remove insects and dirt. This will help it function better. The condenser is the part of the cooling system that expels the hot air from the car. It is located in front of the radiator.



Make sure you do not overload your car or tow too much. If you do, it will strain your engine and cooling system. Also, brake calipers and brake pads stick more in extreme heat. If they stay stuck they will put a drag on the wheels, slow the car and the engine will have to work harder. This can lead to the car overheating or to engine problems. If your car pulls badly to one side, it is a sign that it may have a stuck caliper or pad.


If you have a four-wheel-drive or rear-wheel drive vehicle, you should shift it to neutral or park if you are stuck in traffic. If you slowly increase the engine speed to 2000 RPMs and hold it there for 60 seconds, it will cause the water pump and radiator fan to turn faster. This will dissipate the heat, cool the car and keep it from overheating.
If the temperature gauge on your car does indicate the engine is hot or the temperature light comes on, turn off the air conditioning immediately and pull over as soon as you safely can. Turning off the air conditioning will lessen the strain on the engine. Once you have pulled over, turn off the engine and open the hood to dissipate the heat. Do not open the radiator cap while the engine is hot. If you do, you may get burned from the steam from the radiator. You should not drive the car even after it has cooled down. It should be towed to a shop to be checked out.



If the extreme heat gets the best of your car causing it to overheat and damage the engine, it will be a very expensive repair. If you decide the car is not worth fixing, you can donate your car to charity. The charity will take it as is and will pick it up for free. When you donate your car, you will get a really nice tax deduction and help a good cause.

Read More

Share Your Junk Collection Before You Haul It Away

August 10, 2019

Share Your Junk Collection Before You Haul It Away



Everyone has heard the axiom "One man's junk is another man's treasure" and this is never more relevant than when we talk about recycling, reusing, and reducing. If you look around your house and realize you have too much stuff the easiest action to take is to load it up and haul it to the dump. Before you make that rash decision let's take a look at what you can do to help yourself and the environment.

A yard sale is a great way to clear out some space in your home and put some money in your pocket. You will be stunned at what people will buy so do not be afraid to put even the most obscure items up for sale. If you plan on getting rid of it any way you might as well throw it out there and see what you get. Get with a few friends and make it a group yard sale. The more items you have, the more people you will draw, the more stuff you will sale.


I have started a network of like-minded friends that always check with each other before we get rid of something or go out and buy something new. My hedge trimmer decided to stop working but before I went out and bought a new one I checked with my buddies. An acquaintance had an extra hedge trimmer and was willing to give it to me. I saved myself from buying a new hedge trimmer and I made some space in his garage. My little group has traded back and forth many items over the years so there is no way to say exactly how much money we have saved or how much we have kept from the landfill but I am sure both are substantial.


Donating items that still may have some value is a great way to keep it out of the landfill and help your community. If you do a little research you should be able to find a local church or a reputable charitable organization. I enjoy donating to a church in my area because I know that the items will go to help someone who really needs it. If that is not incentive enough for you then be sure to take into consideration that you will receive a tax break on anything you donate. Any break from the taxman is a good break.


It always feels good to turn a piece of junk into cash, help a friend, or help someone in need. Also, not only have you cleared out some space in your garage or basement but you have kept something useful from heading to the landfill.

Read More

Could Donate Blood Be Part of the Solution?

August 10, 2019

Could Donate Blood Be Part of the Solution?



Metabolic Syndrome - 

Metabolic Syndrome has become a huge problem in America and is the first step on the road to diabetes. According to the 2003-2006 National Health and Nutrition Examination Survey, about one-third of Americans (34%) suffer from this condition with its serious impacts on heart and other diseases. The incidence of this condition is rising rapidly along with the epidemic of obesity. In 2002, the NIH estimate of prevalence was only 24%. The costs in terms of human quality of life and increased healthcare demands are staggering

What is Metabolic Syndrome?


It is a group of risk factors when brought together contribute to heart disease or diabetes.
It may include; high waist circumference, hypertension or prehypertension, high triglycerides, high blood glucose, abdominal fat buildup and low levels of the cardioprotective high-density cholesterol. Not only does this set of factors greatly increase cardiovascular disease risk and diabetes, but it also significantly raises cancer risks.

Blood Donation May Help


In a small study published in the BMJ (May 30, 2012), 33 obese participants had 300ml or about two-fifths of a pint of blood drawn at the start and again after four weeks. Six weeks after the second blood draw when blood volume had returned to normal, the average systolic blood pressure (the high number) had dropped from 148 to 130 and they also showed improvements in cholesterol levels, blood sugar levels, and heart rate. The theory is that the reduction of excess iron was the causative factor in these improvements.

 



Donating blood is simple and safe and it's the right thing to do. It may save not just another's life, but possibly your own.


To donate blood, you must be in good health, at least 17 and at least 110 pounds. To find a blood donation location you can visit the American Red Cross website and enter your zip code to find the closest blood bank. You can also view upcoming blood drives in your area.
Could Donate Blood Be Part of the Solution?

Could Donate Blood Be Part of the Solution?




What else can I do?

In addition, resistance training such as weights, bands, machines and open-chain exercises such as full or partial squats, pushups, etc have been shown to be the number one best medical practice for type two diabetes.


In my opinion, everyone, whether obese or not, should have their serum ferreting levels checked from time to time and seek to keep their serum ferritin in the 40-80 ng/ml range.
Take care of your heart so it can take care of you.

Read More

Why Donating to Charity Is Important

August 03, 2019

Why Donating to Charity Is Important




"It is important that you give back." This point has been ingrained in all of us since childhood but very few practically act on it. There are literally thousands of charitable institutions trying to make a difference.



The "feel good" experience after donating is a feeling to the treasure which makes donations for a cause so important. Donation to organizations helping victims caught in conflicts or aiding those who are victims of economic slump creates social awareness.


Why Donating to Charity Is Important
Why Donating to Charity Is Important


Donating to charity is not limited to just money. One can donate food, clothing, pet supplies and even blood. Before deciding to make a charitable contribution, one needs to be aware of the organizational details and their activities so as to make the personal contribution worthwhile.



Though the primary motive to contribute to charity is altruism, also great tax benefits exist for the donors. If the gifts are tax-deductible, the actual cost of the donation is reduced by tax savings. As the donors' income tax bracket increases, the real cost of the charitable gifts decreases making a contribution more attractive to those donors in the higher income group.



According to a study, donating to charity is good for the brain. A team of economists and psychologists at the University of Oregon have found that donating money to charity activates the regions in the brain associated with pleasure.



The reward reaction after donating funds is very intense and the phenomenon of voluntarily giving results in a warm glow of pleasure which has shown enhanced health benefits. The study supports the idea of "pure altruism" but another reason for donation is that survival of a group helps the individual cause. At times donation funds freshwater projects in developing countries.



Each $20.00 given for an individual, assures safe drinking water for umpteen years. Other benefits of donation are helping in building hospitals, educational institutes, distribution of medical supplies, improving civic amenities in schools, assisting in vocational training, all such activities guarantee mental and physical betterment of the less privileged.



Some donate to charity to reduce clutter from their homes which leave more space and is also accompanied by the "feel good" experience. Many donate to honor and cherish the memory of a loved one who has passed away. At times an edifice or educational institute is constructed which is named after the deceased person.



However, the real reason why donating to charity is important, is the genuine desire to help the less fortunate by providing them with economic support which would ultimately make them self-reliant citizens.

Read More

Ideas For Giving Your Clothes a New Lease of Life

August 03, 2019

Ideas For Giving Your Clothes a New Lease of Life



Clothes should never just be discarded of. Whether they've shrunk, gone out of fashion, or don't fit anymore, they can be given a new lease of life. Get creative, and don't even think about stuffing everything in a bin bag and dumping it. In this day and age, it's all about doing what's best for the environment, and respecting that others may not have as much money to spend on clothing. We should play our part in ensuring we eradicate the throwaway culture that we've become so accustomed to.

Consider just some of the ways you could go about giving your clothes a new lease of life.

Customizing

It's OK to get a bit bored with a piece of clothing you bought a few years ago. Think about what you could to do jazz it up a bit. For a simple yet effective detail, you could add buttons or bows to a classic T-shirt, coat or jumper.



Pop into your local haberdashery to see what they have on offer, and chat with the salespeople. They'll have a few tips up their sleeves, and will be able to advise you on the things you need to buy.

Alternatively, if you wouldn't call yourself a dab hand at arts and crafts, just dress the item up with jewelry such as brooches, chunky necklaces, or belts.


Donating and Recycling


There are various ways of donating unwanted items of clothing. If you've acquired many items, one of the easiest things to do is pick up a donation bag from your local charity shop, and arrange for the bag to be collected from your home. Some charities arrange for neighborhood-wide collections so you may receive a donation bag in the post with a note announcing the collection date.



If you can manage to carry all the goods yourself, just pop into your local charity shop where donations are accepted and processed at all times. Alternatively, many supermarkets have charity clothing boxes located in their car parks. Just ensure all your clothes are sealed in a plastic bag before disposing of them in the box.


When donating clothes, ensure they are clean and can be resold. Check them over for stains or holes. And use your common sense. Items such as underwear cannot be resold or handed out to those in need for reasons of personal hygiene.


When it comes to old clothes that cannot be re-worn, take these along to your local recycling center. The scraps will be used to make things such as cloths and stuffing for car seats.
Selling and Swapping



If you're looking to make some money from your old clothes, organize a yard sale or book yourself a stall at the local flea market or car boot sale. To ensure people actually browse and buy your goods, make the stall presentable by hanging items such as women's jumpers, dresses, and blouses on a rail. Use old suitcases or baskets to present scarves and bags.



If you think your friends might have clothes they're looking to get rid of too, suggest a clothes swap party. Either host it in your home, a pub or a village hall where there's lots of space for people to try things on. Serve some refreshments and take silly photos of people wearing all the clothes.

Read More

The Sad Truth About Timeshare Donation

August 01, 2019

The Sad Truth About Timeshare Donation



The holiday season is rapidly approaching and we all know what that means... the season of giving is upon us! Christmas is a time of goodwill, peace, and charity, but it's not necessarily always better to give than receive. For instance, donating your timeshare to charity might seem like a convenient way to rid yourself of such a financial burden, but the only thing you'll receive is a massive headache!




Timeshare donations paint a picture of philanthropy coupled with massive tax deductions, along with the obvious benefit of ridding yourself of your timeshare obligations. This pie in the sky offer seems too good to be true! Unfortunately, it is.

The Sad Truth About Timeshare Donation
The Sad Truth About Timeshare Donation


Timeshare donation is one of the most common and expensive scams in the industry today. Not only that, but it could trigger an audit of your tax returns by the IRS, upon which, it will be revealed that the donation was really a scam - leaving you owing Uncle Sam a hefty sum. To put it simply, donation just isn't a viable option as a timeshare exit solution.




Here's how it works: A group of sales professionals sequesters a group of disgruntled timeshare owners into a physical location or a webinar with someone posing as a timeshare counselor.



Once the presentation begins, they'll feed you quasi-accurate information about the folly of listing your timeshare on the resale market (Note: This is the only part of the scam that is remotely valid - timeshare are nearly impossible to sell).



When they feel like they've convinced you to enlist their services, they will request a large up-front fee to channel the timeshare to various charities with which they're affiliated. Next, they'll appraise your timeshare and claim that it's worth roughly 75-80% of its initial value.



After the bogus appraisal has been completed, they'll ensure you that you can write the appraisal figure off on your taxes. For the salespeople, the closer is that the amount that you will receive in your tax deduction will far exceed the amount you paid for their services - a patently false claim.



Keep in mind, if you go through with this process, the IRS will audit you and hold you responsible for the refund that you receive. At this point, it will be too late to plead ignorance.
Given the shabby resale market, the IRS is fully aware that your timeshare is not worth what these companies appraise them at. Further, they know that you are also well aware of this fact, and they will act accordingly.



Timeshare donation is a dangerous, expensive, and inefficient method of timeshare disposal. If you don't believe me, discuss the matter further with your attorney or accountant; you'll hear the exact same thing from them. At best, it's a poor financial decision, at worst, it's a scam that could get you and your family in hot water with the IRS. If you're honestly considering timeshare donation, please, at the very least, seek an accurate appraisal of your timeshare from an objective source.



I strongly urge you to be thorough in your search for an efficient and expedient timeshare exit solution, but I'd really hate to see you dig deeper into financial difficulty by dealing with timeshare donation agencies. I know that many of you have dealt with less than reputable individuals and organizations in the past, so please don't make the same mistake twice!

Read More

Leave A Legacy - Post-Olympic Thoughts

August 01, 2019

Leave A Legacy - Post-Olympic Thoughts



The Olympics is over but what is the legacy of it that will be left behind? This was the big question in the initial planning and it seemed was the trite justification being trotted out when questions were being raised about vast sums of money going to fund such an event. Now, I'm not knocking the Games at all - I thought it was terrific to see such a variety of sport and for the first time ever became engrossed by the four-yearly spectacle. I do wonder though whether all the money spent will make any difference to the average British person.


Having said all that, what is a legacy all about? Is it simply about the infrastructure and opportunities available to us in the future or is it related to how we have changed? One commentator suggested that maybe the legacy of the games would be that people now acknowledge the value of persistent and sustained encouragement and will put that into practice on a more local level, supporting those around them. Having watched the athletes do amazing things, they may also urge one another to be more self-sufficient and call on reserves of inner strength in order to achieve, even at a moderate level. "If Tom Daley or Ben Ainslie can put initial set backs behind them then surely we can too."


As a coach committed to people developing their potential, overcoming obstacles, becoming who they want to be and achieving their goals, I can only agree with these as being worthy outcomes from this major event. If people take up more sport in the next months and years then that would be great. However, if they develop and grow personally, then they will be the ones leaving the legacy for the people that come after them.


There has been, and I'm sure will continue to be, much talk in the media about the legacy of the Olympics; for Boris, for the monarchy, for the east end of London, for the nation. I am primarily interested though in what your legacy will be. It might be related to your sporting achievements or not. What great things will you leave behind you? For me there are three questions to look at:


What mark will you leave behind?

Who will benefit from it?

What are the foundations to lay and how is the building progressing?


What mark will you leave behind?


Often legacy is a word that is synonymous with money and possessions - it is that which is apportioned by the due legal process of will reading. This though is to constrain it as a word and an idea to the merely tangible.

Now, your legacy might well be stored in physical things. Buildings and monuments can well be a legacy left to your family, town or country; much like the Olympic stadium, it may be used for generations to come. This is especially true it seems in a country like Germany where the tradition of building a house and then passing it on to your children is stronger than in the UK.

Money

Maybe you will leave a whole pile of money behind when you are gone which might prove to be a legacy for people known to you or others further afield. Certainly, the value of this legacy will not lie in the amount but in what it is spent on. Take for example someone like Bill Gates who has used some of his vast fortunes to set up the Bill and Melinda Gates Foundation which, according to their website, aims to "help all people lead healthy, productive lives". Consequently, money is spent, in the USA and further afield on mainly health-related programs, such as Rotary International's polio eradication scheme.

Buildings

Possibly your legacy will be a public building, maybe even named in your honor. I was hearing this week about 'Clare Short schools' in Malawi - the MP and Minister for International Development were responsible for arranging to fund for building them and so she is remembered.

Ideas

You could leave behind an invention or idea that transforms life for people. Another Rotary International example springs to mind of Tom Henderson from Cornwall who created ShelterBox, a project providing crates for families in disaster areas that contains what they need for temporary rehousing when everything else has gone. Read all about it at 


Organizations

Could your legacy be an organization or association that you have started like Robert Baden-Powell did? I work with a sailing organization that works with around 50 young people every year. After running for 65 years, it has impacted a lot of young people even though the original founder is now dead.


At the end of the day, it probably doesn't matter what it is that you leave behind assuming you have done it from a sound value-basis and you, or others after you, finish what you started. What you don't want is to build another McCaig's Folly or similar bricks and mortar carbuncle to adorn our landscape that no longer has much function other than to remind us of the builder and their pride - I certainly don't know much else about the aforementioned Oban resident.

Read More

Post Top Ad